by admin | Jan 2, 2014 | Special Needs
Disability benefits are available to qualified recipients under two programs, Supplemental Security Income (SSI) and Social Security Disability Income (SSDI). SSI is a means-tested program for people with disabilities who have very limited means, but SSDI is an...
by admin | Jan 2, 2014 | Guardianship
The question I am asked most often by parents of individuals with special needs is: “What will happen to my child when I can no longer take care of her?” It is a question of uncertain direction most certainly followed by a directed question about the process of...
by admin | Dec 21, 2013 | Estate Planning
No one wants to face the fact that our loved ones will not be with us forever. Facing our own mortality is frightening as well. Although none of us wants to contemplate a time when we or a loved one might become disabled or die, it is important to be prepared. There...
by admin | Dec 20, 2013 | Special Needs
Buy enough life insurance. A parent is irreplaceable, but someone will have to fill in if the worst happens. It may be siblings or other relatives. In all likelihood, that family will have to pay for at least some services the parent or parents had provided when able....